Whether you’ve had a major change in your life — such as a new addition to the family or purchased a new home — staying on a budget will be key to a successful holiday season for you and your family. I should know, we’re experiencing both! With the idea of a third child on the way and the purchase of our first home, we’re not thinking of going above and beyond this year. Add the fact that we’re hosting Jeff’s family for Christmas Eve and you have a recipe for potentially going over budget. Bringing Joy This Holiday Although

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